Credit Repair Attorneys
Attorney-based credit repair is more effective than non-legal credit repair.
We do more than send dispute letters with hopes of getting errors and inaccuracies corrected. We can sue on your behalf. A lawsuit will get the attention of a creditor or consumer reporting agency in a way a simple letter cannot. Because we work contingency basis, we can represent you in a law suit for no upfront costs.
Attorney-based credit repair is cheaper than non-legal credit repair.
We operate on a contingency basis. If we do not win or settle your case, you owe us nothing. We get paid by the creditors, furnishers, and consumer reporting agencies under the fee-shifting provisions of FCRA and FDCPA. You’ll never pay us anything up front.
Experience and Learning on your side.
We are credit geeks. We regularly attend conference, seminars, and webinars. In 2017, we attended the National Association of Consumer Advocates FCRA Conference in Baltimore, the Credit Expert Summit Cohort 4 in Cleveland, and the CreditCon 2017 in Las Vegas. We review developing case law under the FCRA and FDCPA on a bi-weekly basis. We study credit reports and ask question. We reach out to industry experts and professionals to get answers and guidance. All of this we do to give the best advice and most effect service.
We start with your credit reports from the three big credit reporting agencies: Equifax, Experian, and Trans Union. With your help, we identify errors and inaccuracies. And we can go deep into this process if need be, e.g. examining late-payment histories, credit inquiries, last dates of delinquency, post-bankruptcy-discharge reporting, etc. The usual next step is to help you draft and send dispute letters.* If the dispute letters work, then we’re done and you owe us nothing. But if letters fail to get results, we move forward to the next phase: Correction through Litigation.
Please call or email us today for a free consultation and credit report analysis.
*Dispute letters are key to establishing claims and liability under the Fair Credit Reporting Act.
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Fix Credit Report Errors
Your credit score is the most important pieces of information in your financial life. Your credit score is directly determined by the information on your credit report. Fix your credit, raise your score, improve your life.
Debt Collector Abuse
Are you being harassed by debt collectors? We can give you peace of mind. We can help you rest easier by ending debt collector abuse and harassment. We regularly sue debt collectors and defend lawsuits brought by predatory junk debt collectors.
Collection Lawsuit Defense
If you’ve been sued, you have to fight back. Doing nothing won’t make the problem go away. It will only make things worse and lead to garnishments, liens, and added fees and costs. We can fight for you, and often at no cost to you for our attorney fees.